Available from Friday 9th December, NatWest have made further improvements to their AIP and Application service via mte, these include:
– The enhanced AIP will capture more information on applicant’s loans and credit cards.
– The AIP will now also support BTL and Residential submissions.
– Behind the scenes Experian will be trying to authenticate the applicant’s ID and address
electronically, where successful Brokers will no longer need to supply documents to
prove these customers ID and address further down the process.
The main functional changes for Application submissions via mte are:
– There is now a single application form to support both Residential and BTL applications,
replacing the historic two.
– There is improved commonality between the AIP and FMA forms allowing more data in
the FMA to be copied from the AIP. Please note, the FMA must contain identical data to
the AIP, any variance may result in decisions being subject to re scoring at application
– If Brokers want to change any data post an accepted AIP, you will have to edit the AIP
and re-submit before sending in the FMA, this will ensure an accurate score based on
the updated data.
Both forms have been built using the latest technology, so submissions should be even quicker, both forms now use radio buttons and drop downs to make them consistent with other mte forms.
1. Brokers must update their mte systems before submitting forms on Friday (9th
December) to gain access these new forms. For MBL users this is part of the daily
update process. mteStandalone users should go to File > Check for updates from the
2. Any existing accepted AIPs can be converted to the new FMA, the FMA will prompt for
the completion of new questions.
3. Any incomplete AIPs, or accepted AIPs that require changes, will automatically upgrade
to the new AIP when they are edited.
4. The existing BTL FMA is being withdrawn, the new AIP and FMA caters for both
Residential and BTL applications.
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