Mortgage Vision 2016

2016’s Mortgage Vision events are drawing ever closer, and this year we are aiming to deliver even bigger and better events to all brokers who attend.

Starting from the 5th October, we’ll be travelling up and down the country, bringing you industry insights, information, and current and future opportunities within the UK mortgage market.

This year, we’ll also have a new Mortgage Vision app, which will enhance the overall adviser experience at all eight of our venues.

What is Mortgage Vision?
For those who are unaware, Mortgage Vision is a series of free-to-attend, annual events, organised and hosted by Mortgage Brain.

The events give attendees the chance to meet industry distributors and decision-makers, with headline speakers and our roundtable sessions ensuring all intermediaries who attend the events gain knowledge, which will help them improve their service and potentially bring in revenue for their business.

Of the events, Mortgage Brain’s CEO, Mark Lofthouse, said:

“With over 800 advisers attending in 2015, the Mortgage Vision events have gone from strength to strength and are considered to be one of the best and most informative mortgage events of the year. “The market is constantly changing, and we believe the Mortgage Vision events offer advisers the best platform to keep abreast of new challenges, make the most of

“The market is constantly changing, and we believe the Mortgage Vision events offer advisers the best platform to keep abreast of new challenges, make the most of new opportunities and learn from senior figures in the industry.”

Where can you find us?
There are eight Mortgage Vision events, which will take us all over the country.

We will begin on 5th October at Winchester’s Norton Park, before going to Arsenal’s Emirates Stadium in London (11th October), Aston Villa Football Club in Birmingham (13th October), and then Lancashire Cricket Club in Manchester (18th October).

In November, we’ll be travelling to Twickenham Stadium in London (2nd November), Newport’s Celtic Manor Resort (9th November), Oulton Hall in Leeds (15th November), before heading up to Newcastle’s Gateshead Marriott for our final event on the 16th November.

Who are the headline speakers?
We have some fantastic platform speakers who will be 2016’s Mortgage Vision events: The Association of Mortgage Intermediaries (AMI), Nationwide and The Mortgage Works, as well as our CEO Mark Lofthouse speaking on behalf of Mortgage Brain.

Robert Sinclair from AMI’s presentation entitled ‘Sharing our Worry Beads’ will be focusing on their latest discussions with the Regulator, the FCA, commenting on the forthcoming Mortgage Market Competition Review and Financial Advice Market Review plus explaining in more detail the FCA fees.

Nationwide/The Mortgage Works’ Adrian Scoates’ presentation ‘The Market, The Landlord, and The Taxman’ will be presenting about the current state of the Housing Market, Economy and BTL market and the implications of the changing tax regime.

And finally, our Mark Lofthouse will be speaking about ‘The Future of Technology? What about now?’ explain what does Robo and Digital Advice actually mean and what and how does it impact you and your relationship with current and potential clients?

Who will be presenting the roundtable sessions?
There will be ten exclusive roundtable sessions throughout the day. Whilst you remain seated presenters will take it in turns to arrive at your table and deliver their fifteen-minute session, before they move onto the next.

We have a whole host of excellent presenters this year for our roundtable sessions. They include: Aldermore, Clydesdale Bank, ConveyancingBrain, Fluent for Advisers, iPipeline, Mortgage Brain, Nationwide, Royal London, Santander, Skipton Intermediaries and The Mortgage Works.

You will get to see five roundtable speakers before we break for refreshments, with the other five afterwards.

What does the Mortgage Vision App offer?
Our app is a new addition to Mortgage Vision events, and it will be available to everyone who registers for our half-day events.

The app will provide information and biographies on all event speakers and their presentations, as well as locations, parking details, and the all important event agenda so you know exactly what is going on and when.

What else can I expect from the events?
Attending a Mortgage Vision event will allow you to claim 3.5 CPD hours towards the CII member CPD scheme. This will be emailed to you after you have attended the event.

There will also be plenty of opportunities throughout the morning to network with other brokers, as well as a free lunch at the end of the day.

Each of the eight events begins with registration from 8.45am, with Platform Presentations starting promptly at 9:30am and we aim to finish between 1.45pm and 2pm followed by a free lunch.

We are aiming to make 2016’s events even bigger and better than the previous years, so make sure you join us to understand the further changes that are on the Horizon and how they will Impact you.

For more information, and to reserve your place at a Mortgage Vision event in your city, visit our website today.

Mortgage Brain Ireland

Did you know that Mortgage Brain doesn’t just operate in the UK? In 2003, we branched out to the Republic of Ireland, launching a mortgage solution system for Irish brokers, lenders and consumers.

Who is Mortgage Brain Ireland?
Mortgage Brain Ireland has held the exclusive distribution licence for our software in the Republic of Ireland for over a decade. Just like Mortgage Brain, our Irish counterparts are the leading providers of mortgage software, with many individual advisers and broker companies currently using the software. They have also created Ireland’s first free mortgage comparison and calculator app: IrishMortgages. This is equivalent to the UK app UKMortgages.

What is the IrishMortgages app?
The app was launched last year, and is the first free mortgage comparison app in Ireland, having been used over 30,000 times by Irish consumers in the past year. It allows users to explore various mortgage and affordability options throughout the country. The app also enables users to find a qualified Irish broker to assist with the process.

It incorporates a mortgage calculator, which is able to determine the cost of a mortgage per month, the deposit size, and the income an individual will need for this size mortgage.

IrishMortgages then calculates how much someone can borrow, based on the latest Central Bank lending rules, which are updated daily. The app also keeps a clear record of all searches done, which is a handy comparison and tracking tool for consumers.

How can an app like this help?
The mortgage app is particularly useful in Ireland as there is a national problem with individuals not understanding mortgages correctly.

Research has found that almost seven out of ten people in Ireland don’t know how much interest they will pay their lender over the lifespan of their mortgage. This highlights the need for the work being done by Mortgage Brain Ireland to teach and inform consumers.

What else does Mortgage Brain Ireland offer?
Just like Mortgage Brain in the UK, Mortgage Brain Ireland offers Mortgage Trading Exchange (MTE), which speeds up the mortgage application process considerably.

The MTE software permits brokers to trade electronically, allowing them to send, track and view applications and documents online. This eliminates the need for paper, thus enabling the process to be a lot smoother.

The Association of Expert Mortgage Advisors (AEMA) has also recently adopted Mortgage Brain Ireland. AEMA account for almost 50 percent of mortgage broker business in Ireland and are implementing MTE from Mortgage Brain in their move to an electronic mortgage-trading platform.

Lenders only need to integrate MTE once into their back office – there’s no need to build and maintain multiple bridges to systems from different broking firms. This saves both time and money.

What is the overall goal for the company?
Mortgage Brain Ireland estimates that, over the next four years, the industry could save €12 million in both cost savings and productivity, so long as both brokers and lenders adopt this standard electronic mortgage trading platform.
Therefore, the end goal for Mortgage Brain Ireland is to make the mortgage application process digital and establish a common trading platform for the industry as a whole.

As previously mentioned, research has shown that consumers in Ireland are not completely clear when it comes to mortgages and the process it entails. Mortgage Brian Ireland is aiming to provide support and information in order to educate consumers, ensuring they are as informed as they can be about the mortgage process and know exactly what they need to do.

Instant success for Mortgage Brain’s Mobile App – UKmortgages

Mortgage Brain’s mobile application solution to promote brokers and mortgages products to UK consumers has taken the market by storm and become an immediate success during the first few weeks since its launch.

Thousands of consumer downloads have taken place since the app was launched mid April, with many of them being put in touch with brokers via the app’s ‘Find A Broker’ capability. The app, UKmortgages, was launched initially on the iPhone on the 16th April, and will soon be made available on the iPad and Android devices.

A first of its kind in the UK mortgage industry, UKmortgages, has been designed to support brokers’ sales channels by promoting them to consumers via next generation mobile devices and delivering free leads. In its first few weeks of availability, the app, which is available in the Apple Store, has been accessed and used over 10,000 times.

Mark Lofthouse, CEO of Mortgage Brain, comments, “The initial consumer downloads and adoption of our app, along with broker participation within our ‘Find a Broker’ function, is absolutely fantastic. “The app, being the UK’s most comprehensive mortgage search, compare and review mobile application available, is having a major impact amongst consumers.”

“The most important aspect of the app, however, is the fact that real leads are being put through to brokers at no cost to the broker. This is fantastic news for the mortgage intermediary market and reinforces the time and investment spent in developing the app, which has a primary function of supporting brokers and their new and on-going sales opportunities.”

The app, which is free of charge to consumers,  includes a high level consumer facing mortgage search and selection capability -featuring broker only products -, a range of mortgage calculators, and a unique ‘Find a Broker’ facility.

All mortgage brokers who use Mortgage Brain’s mortgage sourcing systems are entitled to be promoted within the Find a Broker section, together with contact details, at no charge and all leads and enquiries will be passed on, again at no charge.

Powered by the same technology as Mortgage Brain’s award winning sourcing system – ALL NEW MortgageBrain – the new app offers intermediaries the opportunity, at no extra cost, to generate increased business levels by marketing themselves directly with financially informed, potential homebuyers, throughout the UK.

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